GV Financial Advisors uses asset allocation and proper diversification to construct custom portfolios and then selects top-quality managers who meet our rigorous selection criteria. We actively monitor and manage your investments and help you cope with the inevitable volatility so you can stick to your plan and live with less worry.
Asset Allocation
The Brinson Study on Asset Allocation suggests that an astonishing 93% of investment returns can be attributed to asset allocation and just 7% to security selection. We follow the principles of Modern Portfolio Theory. Our Investment Committee regularly evaluates our asset allocation targets in light of current market and economic conditions.
Discipline
Our check-and-balance process aids in the ongoing struggle to remove human emotion - especially fear and euphoria - from our investment decisions. As long-term investors, we avoid short-term investment strategies and disregard short-term market noise and speculation.
Diversification
We diversify your portfolio among various asset classes to reduce risk and volatility. We understand that different market forces drive each asset class and seek to correlate and counterbalance your investments.
Quality Managers
Our manager selection process is both quantitative and qualitative. We diligently select only managers who have a high degree of integrity, an intelligent and verifiable process, reasonable fees, the discipline to weather varied investment climates and the proven ability to produce long-term results. We monitor our managers to ensure they continually meet or exceed our criteria.
Investments
We select proven mutual funds, exchange-traded funds and separate account managers for our portfolio recommendations.
Portfolio Construction
We create custom portfolios designed to meet your investment objectives and risk tolerance. Our goal is to monitor and rebalance your portfolio and harvest tax losses as necessary in order to maximize the probability that you will achieve your goals.
