To err is human … and in investing that can be expensive!

By Aradhana Kejriwal   |   April 21, 2015

Emotional investing - behavior gap - emotions, finance

A 2014 Dalbar study finds that the average investor in all U.S. stock funds underperformed the market by 4.66 percentage points over two decades. How is that possible? The human factor helps explain these lower returns. Investors chase returns – jumping in the market after a streak of hot performance and selling out after it drops.   Read More

The Exceptional Experience

By David Geller   |   April 15, 2015


What makes for an exceptional experience? The travel industry proclaims it's the level of luxury: attentive service, fabulous food and luxurious accommodations. Yet luxury, although nice, is not what makes an experience exceptional.   Read More

The Blame Game

By David Geller   |   March 16, 2015


Perfection is a tough standard. Do you expect it from the people you interact with? With yourself? Perhaps a bit of compassion is the answer.   Read More

Is Bondmageddon Coming?

By Aradhana Kejriwal   |   March 15, 2015


After last week’s Fed minutes were released, the media is abuzz with predictions that the Fed will begin taking its massive foot off short-term interest rates perhaps after the FOMC meeting in June. No one knows what will happen next. Will rates rise dramatically or will the bond community respond with a yawn? What investment strategies might give investors the best chance to weather this uncertainty?   Read More

Faith with Open Eyes

By David Geller   |   March 9, 2015


The path toward our dreams is never an easy one. But we can't close our eyes to the challenges and obstacles that lay before us. The struggle makes us stronger, and we're at our best when we pursue our dreams.   Read More

Embrace Your Humanity

By David Geller   |   March 2, 2015

A loved one passes away. We suffer a financial setback. Our marriage hits the rocks. Our children struggle. Sometimes we tell ourselves it’s not fair and ask "why me?" Yet when we do so, we deny our humanity and actually increase our suffering.   Read More

Making Decisions in the Dark

By David Geller   |   February 23, 2015

Sometimes we feel lost and confused. We don’t know what to do; the long path ahead is dark. Yet we can often see just enough to take the next step. Instead of trying to process the entire situation, focusing on finding help with that first step.   Read More

Money On My Mind

By David Geller   |   February 2, 2015

How often do you think about money? Do you worry about losing your money or not having enough for retirement? How often do you look at your investments or calculate your net worth? It’s easy to obsess about money. Easy, but not helpful.   Read More